Tax Deed State

Georgia Tax Deed Investing: Complete Guide for 2026

Everything you need to know about buying tax deed properties in Georgia—the auction process, redemption rules, title clearing, and due diligence requirements.

Sale Type
Tax Deed with Redemption Right
Redemption
12 months from sale date
Bidding
Premium bid to highest bidder
Frequency
First Tuesday of month (varies by county)

How Georgia Tax Deed Sales Work

Delinquency Period
Taxes delinquent after December 20; sale after 12 months
Notice Requirements
30-day notice to owner; publication for 4 weeks before sale
Bidding Format
Live auction at courthouse; highest bidder wins
Payment Requirements
Full payment on sale day; cash or certified funds
Deed Type: Tax Deed issued by Tax Commissioner

Georgia Tax Sale Process Flow

1
Taxes Become Delinquent
2
Notice & Waiting Period
3
Public Auction
4
Deed Issued to Buyer
5
Redemption Period

Georgia Redemption Rules

Redemption Period

12 months from tax sale date

Owner pays purchaser's bid plus 20% premium to Tax Commissioner

Penalty Rate

20% premium on purchase price

Interest/penalty the owner must pay to redeem

Homestead Properties

Same 12-month period for all property types

Important: During the redemption period, you typically cannot take possession, make improvements, or rent out the property. The former owner retains possession rights until redemption expires.

Title Clearing After Georgia Tax Deed Purchase

Quiet Title Required?
Yes, typically
Title Insurance Available?
Not without clearing

Recommended Approach

File barment of right of redemption after 12 months, then quiet title action if needed for full insurability

Typical Cost:$1,500-$3,000 for barment; $2,000-$5,000 for quiet title

Pro Tip: Factor title clearing costs into your maximum bid. A property that looks profitable at auction price may not be after adding $3,000-$5,000 for quiet title.

Georgia Tax Deed Due Diligence Checklist

1
Verify legal description and property boundaries
2
Research property value using county tax assessor records
3
Check for federal tax liens (IRS has 120-day redemption right)
4
Inspect property from public right-of-way
5
Confirm no bankruptcy filing by current owner
6
Research any HOA or municipal liens
7
Calculate 12-month holding cost during redemption period
8
Verify proper notice was given before tax sale

Risks & Considerations

Owner has 12 months to redeem - you only get 20% premium if they do
Cannot take possession or make improvements during redemption period
Must file barment after 12 months or redemption right continues
Title insurance unavailable without barment and possibly quiet title
Property may deteriorate during 12-month waiting period
Eviction may be required after redemption period if occupied

Frequently Asked Questions

How do Georgia tax sales work?

Georgia holds tax sales on the first Tuesday of the month at county courthouses. Delinquent properties are sold to the highest bidder. The buyer receives a tax deed but the former owner has 12 months to redeem by paying the purchase price plus a 20% premium.

What is barment of right of redemption in Georgia?

After the 12-month redemption period expires, the tax deed buyer must file a "barment of right of redemption" to permanently eliminate the former owner's ability to redeem. This requires proper notice to the former owner and is typically done through an attorney.

Can I get title insurance on a Georgia tax deed?

Not immediately. You must first complete the 12-month redemption period, file barment of right of redemption, and often need to complete a quiet title action before title companies will insure the property.

Where do I find Georgia tax deed auctions?

Each of Georgia's 159 counties conducts its own tax sales. Check individual county Tax Commissioner websites for schedules. Sales typically occur on the first Tuesday of the month at the county courthouse.

Track Your Georgia Tax Deed Deals

Liensuite helps tax deed investors manage the entire process—from auction research through title clearing. Track redemption deadlines, due diligence items, and never miss a critical date.

Tax Deed Guides for Other States