New Jersey Tax Delinquent Property Lists by County
3 New Jersey counties with browseable tax-delinquent property data. Download investor-ready CSV lists free.
How New Jersey Tax Sales Work
See N.J.S.A. Title 54, Chapter 5 (Tax Sale Law). Specific procedures vary by county — always verify with the local tax assessor/collector before bidding.
All New Jersey Counties (3)
New Jersey Tax Sale Questions
Who runs the tax sale in New Jersey — the county or the town?▾
The municipality does. Each town's tax collector conducts the sale and sets its own date, so timing varies widely across the state. Certificates the town cannot sell are struck off to the municipality itself.
How does New Jersey's premium bidding work?▾
Bidding starts at 18% interest and is bid down toward 0%. Once it hits 0%, bidders compete by offering a cash premium to the municipality. The premium earns no interest and is only refunded on redemption or foreclosure — otherwise it escheats to the town.
How long before I can foreclose on a New Jersey tax certificate?▾
An outside certificate holder must generally wait two years from the sale before filing to foreclose. Municipality-held certificates can foreclose after six months. The owner may redeem at any point until a foreclosure judgment bars the right.
What return does a New Jersey certificate actually pay?▾
On redemption you recover the certificate amount plus the bid-down rate, plus a flat 2%, 4%, or 6% penalty based on certificate size. Subsequent taxes you pay accrue at 18%. Because rates are often bid to 0%, the penalty and subsequent-tax interest drive most of the return.